Manager- Treasury

Protium: The Company We are a full-service FinTech startup working to re-engineer the credit business in India using Data Science and Technology: Our core approach involves the development of frictionless customer journeys through automation and digitization of workflows as well as enablement of automatic evidence-based decision-making through large-scale implementation of next-generation machine learning models across the entire lending value chain. We are extremely well-funded (largest Series A funding round of >1,000 INR crores in India) to achieve our aim of building a business that can rapidly serve the diverse funding / liquidity needs of salaried individuals, self-employed professionals, and small and medium sized enterprises. Pan India presence with 3000+ Employees across 100+ branches in 90 cities Leadership Team with 150+ years of experience with deep India and global exposure in Financial Services, Risk & Technology Responsibilities · Fund raising for company to fulfill the business requirement on ongoing basis. · Preparing proposals, term sheets, Information Memorandum and compiler of other information required by banks, NBFCs, NHB, other financial intermediaries for fund raising under new/renewal/enhancement of limits. · Ensuring availability of funds for the day–to-day operations and ensuring meeting payment obligations for all funding requirements of internal and external commitments of the company · Treasury management & Liquidity - Review of Investment schedules and reconciliation, deployment of surplus funds in best available avenues (FD, MFs etc.) and managing the liquidity with optimization of cost. · Coordinating in the legal due diligence, documents execution, and security creation and complying with pre & post disbursement conditions.

Dealing with potential objections/queries from the lenders. · Liasoning with Credit Rating Agencies for rating of the company, fresh rating and annual surveillance thereof and the associated data requirement. · Coordinating with Debenture Trustees, RTA, Depository Service providers, IPA and other financial intermediaries for fund raising associated with NCDs. · Preparing CMA/Projections, Due Diligence Reports, UFCE declaration, Book Debt/Receivable Statement, periodic financial statements, Cash Flow Statement, various MIS’s & corporate presentations as a part of pre & post disbursement requirement from lenders. · Monitoring the overall debt and optimization of Finance cost - Interest cost, Transaction charges and other borrowing costs. · Liasoning and coordinating with internal as well as external auditors/ASM for finance related issues, providing quarterly balance confirmation from banks, statements and other details required by auditors for quarterly audit purpose. · Preparing ALM presentations for ALCO review and ALM reports for reporting.