Manager Financing Solutions (Longueuil)
National Bank
Job Description
Overview A career as Manager financing solutions in the Commercial & Wealth Management 1859 team means working closely with the commercial account managers and several other internal and external partners as a credit expert. This role allows you to positively impact colleagues and customers through your knowledge of commercial financing. Responsibilities Perform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendations.
Structure credit applications (board sheet structuring) by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria. Participate in determining client financing needs in collaboration with the Commercial Account Manager. Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager.
Obtain comments from the Account Managers on preliminary credit applications, adjust them as needed, then present them to the RVP before forwarding to Credit Risk Management to meet the Bank's requirements for overall client profitability. Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently. Act as a resource person for your team in handling credit matters and assist in addressing team members' skills development as needed.
Identify the risks inherent to sector activities. Team and Location Within the Commercial & Wealth Management 1859 sector, you are part of a team of professionals supporting commercial clients, surrounded by an ecosystem of experts to help offer the best solutions to customers. Reporting to the Managing Director, the selected candidate must be based in Quebec, ideally in Montreal’s south shore area.
You will have flexibility to work from home and/or go to the office, and will travel occasionally for client and team meetings. Basic Requirements A bachelor's degree in a related field and 6 years of relevant experience, OR a master's degree in a related field and 4 years of relevant experience, OR an undergraduate diploma from the National Bank University Program and 8 years of relevant experience. Negotiation experience.
Experience in commercial credit. Experience analyzing financial statements. Excellent interpersonal and communication skills with the ability to effectively collaborate with partners and form well-reasoned recommendations.
Benefits Health and wellness program, including many options. Flexible group insurance. Generous pension plan.
Employee Share Ownership Plan. Employee and family assistance program. Preferential banking services.
Involvement in community initiatives. Telemedicine service. Virtual sleep clinic.
We welcome all candidates. #J-18808-Ljbffr