Covenant testing- Senior Analyst/Lead Analyst

Key Responsibilities - Covenant & Trigger Monitoring & Oversight Lead end-to-end covenant and trigger monitoring across multiple portfolios or clients. Review and validate extraction of covenants, trigger clauses, and key terms from complex credit agreements and amendments. Oversee periodic testing of financial covenants and trigger events, ensuring accuracy and completeness.

Ensure adherence to covenant calendars, reporting timelines, and client-specific requirements. Quality Assurance & Risk Management Perform detailed review and quality checks of covenant testing outputs and team deliverables. Identify and escalate covenant breaches, trigger events, and emerging credit risks with strong analytical insights.

Drive consistency in interpretation of covenants and standardization of methodologies across the team. Financial Analysis & Decision Support Conduct advanced financial analysis, including validation of complex ratios (DSCR, leverage, coverage). Provide insights on borrower performance, trend analysis, and risk indicators to support credit decision-making.

Client & Stakeholder Management Lead discussions on covenant interpretations, discrepancies, and process improvements. Ensure high client satisfaction through timely delivery, responsiveness, and quality outputs. Team Leadership & Mentorship Guide and mentor junior analysts; support onboarding and training of new team members.

Allocate work, manage bandwidth, and ensure effective team utilization. Foster a culture of accountability, quality, and continuous learning. Process Excellence & Automation Drive process improvements, automation initiatives, and standardization across engagements.

Identify opportunities to enhance efficiency using tools such as Excel VBA, Power BI, or internal systems. Ensure adherence to SLAs, KPIs, and internal control frameworks. Core Competencies Required Qualifications Post Graduation/ MBA in Finance domain.

CA/CFA preferred 5 to 8 years of relevant experience in Investment Banking domain Strong Accounting and financial skills \Good MS Office Skills Excellent Communication and interpersonal skills