Senior Fraud Analyst

Senior Fraud and Financial Crime Analyst Lancashire Up to £50,000 This is a high-impact opportunity to play a key role in the launch of a new credit card product within a growing financial services environment. You will be central to shaping fraud strategy from the ground up, using data and analytics to drive decision-making and optimise controls in a fast-paced, evolving setting. The Company They are a scaling financial services business operating within a wider consumer ecosystem, combining the agility of a newer entity with the backing of an established group.

The organisation focuses on delivering flexible payment solutions and enhancing customer experience through innovation and data-led insight. With strong growth plans and ongoing investment, they offer a dynamic environment where you can make a tangible impact. Teams are empowered to take ownership, move quickly, and drive meaningful change.

The Role Analyse transaction data to identify fraud trends, anomalies, and risk drivers Develop and optimise fraud rules, controls, and decisioning strategies Produce dashboards and reporting to support governance, regulatory compliance, and commercial insight Support the launch and optimisation of a new credit card product Conduct detailed analysis across card transactions and emerging fraud typologies Test and validate fraud models, rules, and new solutions ahead of deployment Collaborate with product, technology, operations, and compliance teams to deliver fraud strategy Translate complex data into actionable insights that influence business decisions Your Skills and Experience Strong commercial experience in card fraud analytics within a payments or financial services environment Solid understanding of card schemes, transaction lifecycles, and regulatory frameworks Advanced data analysis capability using SQL or Python Experience working with fraud rules, alerts, and optimisation strategies Familiarity with fraud platforms such as Featurespace, FICO, or similar tools Ability to interpret complex datasets and communicate insights clearly to stakeholders Proactive approach with a focus on problem-solving and continuous improvement What They Offer Salary up to £50,000 plus a competitive benefits package Hybrid working with flexibility following the initial onboarding period Clear progression opportunities within a growing fraud and analytics function Exposure to major product launches and strategic initiatives Collaborative environment with strong internal mobility and development opportunities