Regional Credit Manager - Commercial Vehicle (CV & CE)

Regional Credit Manager - Commercial Vehicle (CV & CE) Experience: 15+ Years Qualification: CA / MBA / PGDM (Finance) Location- Hyderabad Job Summary Seeking an experienced Regional Credit Manager to lead the credit underwriting function for the Commercial Vehicle (CV & CE) loan portfolio, ensuring sound credit decisions, portfolio quality, and compliance with credit policies. Key Responsibilities Manage end-to-end credit appraisal and underwriting for CV & CE loans. Evaluate customer profiles using financials, CIBIL, FI reports, tele-verification, and field visits. Approve, modify, or decline loan proposals as per credit policy. Monitor portfolio quality, NPAs, early delinquencies, and credit risk. Coordinate with Sales, Collections, RCU, dealers, and manufacturers to maintain a healthy portfolio. Review credit policies, analyze market trends, and drive process improvements. Lead and mentor the regional credit team, ensuring timely and effective credit decisions. Requirements CA / MBA / PGDM (Finance). 15+ years of experience in Commercial Vehicle/Construction Equipment loan credit.

Strong expertise in credit underwriting, financial analysis, risk management, portfolio monitoring, and team leadership.