Credit Analyst

Job Information: Role: Credit Analyst – Wholesale Banking Location: Mumbai Segments Covered: MNC – Multi-National Corporations CCG – Corporate Conglomerate Group Infra/MM – Infrastructure / Mid Markets Job Role: Preparation of Credit Appraisal Notes (CRANs) for Large Corporate clients Engage with business teams to finalize Terms & Conditions for risk assessments Interact with clients for information gathering required for credit evaluation Monitor accounts in line with terms stipulated by the Sanctioning Authority Prepare Monthly / Quarterly Monitoring Reports for the portfolio Identify and escalate non-compliances along with actionable recommendations Conduct site visits and submit detailed inspection reports Handle and resolve escalations related to credit risk and portfolio monitoring Job Requirements: Experience in Credit Underwriting for Large Corporates across Wholesale Banking segments (MNC / CCG / Infra / Mid Markets) Strong working knowledge of Excel for financial analysis and modeling Exposure to Project Finance and/or Infrastructure credit analysis is preferred (not mandatory) Qualification: CA / MBA / CFA Strong verbal, written communication, and presentation skills