Commercial Analyst
Credit Unions
Job Description
League Savings & Mortgage Commercial Analyst League Savings & Mortgage is currently accepting applications for a Commercial Analyst. Build your career where it matters At League Savings & Mortgage (LSM) , weâre more than a financial institution â weâre a purposeâdriven organization committed to supporting communities across Atlantic Canada. As a federally regulated, credit unionâowned organization based in Nova Scotia, we combine strong financial expertise with a collaborative, peopleâfirst culture.
Weâre growing â and weâre looking for a Commercial Analyst who is passionate about commercial lending, thrives on financial analysis, and wants to contribute to meaningful work. We believe great work starts with a supportive environment. At LSM, youâll find: Flexible work options, including remote arrangements A strong focus on workâlife balance â with personal, volunteer days, and even your birthday off A collaborative, inclusive culture where your ideas are valued Professional growth and development opportunities A Nova Scotiaâbased financial institution with deep community roots The chance to be part of a Certified B Corporation making a positive impact The Opportunity As a Commercial Analyst, youâll play a key role in supporting and growing our commercial lending portfolio.
Working closely with the Manager, Commercial Lending and a dedicated team, youâll bring strong analytical skills and sound judgement to support decisionâmaking and deliver results. Key Responsibilities Preparing annual reviews for all commercial accounts, including credit investigations Analyzing financial statements, ensuring compliance with CMHC special conditions, performing pricing reviews and risk rating updates, and recommending required actions Responding to client inquiries; preparing changes to loan terms and conditions; negotiating renewal interest rates; and managing other accountârelated matters Monitoring the portfolio for missed payments and taking appropriate corrective action Working with borrowers on debt restructuring, including seeking credit approval and preparing loan amendment documentation Performing collections activities related to commercial accounts, including foreclosure and sale of commercial properties as required Business Development Support Contacting existing clients and acting on identified lending and/or deposit opportunities Support Commercial Relationship Managers in sourcing new business from partners, borrowers and referral sources Interviewing applicants, mortgage brokers or clients to assess financial needs; negotiating terms and conditions; structuring proposals and developing Term Sheets Conducting comprehensive analysis of financial statements, cash flow, business performance, profitability and shareholder net worth Performing market research and security assessments to evaluate borrower and industry risk Preparing detailed credit applications in compliance with commercial lending policies and guidelines Completing applications for CMHC Certificate of Insurance What You Bring Youâre analytical, detailâoriented, and thrive in a fastâpaced financial environment. You enjoy working with data, solving problems, and collaborating with others.
Qualifications Bachelorâs degree with an emphasis in Finance or a related discipline 3+ years commercial lending experience (or an equivalent combination of training and experience) Experience analyzing financial statements and assessing loan applications Working knowledge of mortgage processes, including CMHC and multiâresidential financing Understanding of commercial realâestate lending and appraisal basics Strong analytical, problemâsolving and decisionâmaking skills Effective communication and relationshipâbuilding abilities Ability to manage multiple priorities and meet deadlines Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) This is a permanent fullâtime position and is rated a Salary Level P3 with a salary range of $82,933 â $97,568. LSM offers a comprehensive benefits package and the opportunity to participate in the Performance Sharing Incentive Plan. Location & Flexibility Based in our Halifax, NS office, providing services throughout Atlantic Canada, this role offers flexibility for remote work.
Work Schedule This position requires occasional evening or weekend work. Ready to apply? If youâre looking to grow your career in a collaborative, purposeâdriven organization, weâd love to hear from you.
Applications Closes: Sunday April 12, 2026. Our Commitment to Inclusion We are committed to fostering a workplace that values inclusion, respect, and diversity â reflecting the communities we serve. We welcome applications from equityâseeking and traditionally underârepresented groups and encourage all qualified candidates to apply.
All applicants will be considered fairly; however, priority will be given to Canadian citizens and permanent residents. If you require accommodation at any stage of the recruitment process, please let us know â weâre here to support you. #J-18808-Ljbffr