Area Credit Manager & Credit Manager- Housing Finance

Roles and Responsibilities Area Credit will lead a team of Credit Managers & credit Managers will be on Individual Contributor role(will handle CPA's)Job Purpose The role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage & HL retail loans. Role Credit assessment and underwriting of mortgage loan applications based on product and policy norms – end to end from login to disbursal of loans Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials Disbursal of Mortgage Loans including all checks and verifications Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices In-person meetings and discussions with clients Responsible for maintaining the processing TAT Participate in and clear regular internal and external audits Vendor management, including quality monitoring